Income-Based Repayment (IBR) Guide

Income-Based Repayment (IBR) is one of the most widely available and use income-driven repayment plan options offered by the U.S. Department of Education. It is designed for borrowers with higher federal student loan balances, as compared to their income.  Here’s what you should understand about IBR, and when you might lose the option to switch […]

Episode #1 – 5 Biggest Financial Mistakes College-Bound Families Make

In case you didn’t know it, college is expensive. It just is. With college costing between $25,000 to $100,000 a year (for most families), mistakes can be quite costly. As a financial planner who specializes in college and student loan analysis, mistakes can cost tens of thousands of dollars. Attending the wrong school for your […]

Public Service Loan Forgiveness (PSLF) in 5 Easy Steps

Public Service Loan Forgiveness or “PSLF” is a federal program that promises to discharge your federal student loan balance after making 120 qualifying payments while working for a qualifying not-for-profit, government, state, or tribal organization. It’s a fantastic program; unfortunately, very few people get approved. According to the Department of Education, 91% of PSLF applicants […]

<strong>How the CARES Act Helps Healthcare Professionals with Student Loans</strong>

The Coronavirus Aid, Relief, and Economic Security (CARES) Act is a $2 Trillion COVID-19 stimulus package. Let’s go over how the CARES Act helps physicians and other healthcare professionals with their student loans because they provide benefits. How the CARES Act helps doctors with student loans Unfortunately, the CARES Act only benefits student loan borrowers […]