College Financial Planning
We start our partnership with a process designed specifically for college-bound families. We will calculate the cost of college at each of your schools, determine how much financial aid you will get, then help you work to improve the results. We will present our findings in easy-to-read reports.
First, Are We A Fit?
MEETING ONE
DISCOVERY & EXPLORATION
You meet the team. The team meets you. This is going to be a big relationship in both of our lives, and we want to start it off right.
MEETING TWO
GET ORGANIZED
MEETING THREE
VISION & STRATEGY
We visualize how much all four years of college will cost at each school, and put together a game plan to create an ideal college outcome for your student.
FINANCIAL PLANNING CLIENTS
FAFSA & RENEWAL
Financial Planning clients get access to Ongoing Care. We will provide you all the information you need to complete and renew the FAFSA each year.
FINANCIAL PLANNING CLIENTS
APPEALS
Unfortunately, you didn’t get the scholarships and grants you hoped. We handle the Appeals process for Financial Planning clients.
Cherry-Pick the Best Outcomes
Avoid the guesswork. Our reports allow you to cherry-pick colleges and universities offering more gift aid, while avoiding the schools yielding more debt.
Strategy or Guesswork?
Would you close on a house before running the numbers and getting it inspected? Of course not, that’s a dangerous proposition. Yet families do this every year for college, and their children pay the price.
What if you could know how much each of your colleges will cost, before applying? What if we knew which schools would give us more scholarships and grants, and which generate more debt.
WE HELP YOU CHERRY-PICK COLLEGES OFFERING THE BEST OUTCOMES.
how would you like to work together?
Does it make sense for you to work with me in a “college-only” planning project or engage in comprehensive financial planning? Here’s what’s covered in each, but feel free to schedule a meeting to talk about it.
SERVICE
College Planning Only
College Planning is a limited scope of engagement where we only focus on college planning topics. No investment minimum.
- How much colleges think you can afford (EFC)
- If you qualify for need-based grants
- If you qualify for merit-based scholarships
- First Year Cost Analysis
- 4-Year Cost Analysis
- Need-Based Aid Enhancement Ideas
- Student Loan Projections
- College Pre-Approval Budget
- College Funding Gap Analysis
- Avanced Strategies for College Savings
- 529 Plan Advice
- Financial Aid Forms & Renewals
- Student Award Analysis
- 3 Planning Meetings
starting at $1,500 for families
No investment minimums, just a one-time fee. We will quarterback the play, you run it in for the touchdown. Our relationship ends after plan delivery.
We make financial planning around college accessible to all families.
SERVICE
Financial Planning + Ongoing Care
Ongoing comprehensive planning advice, covering all areas of personal finance, including college, with a regular schedule of progress meetings.
COLLEGE PLANNING
- Everything included in College Planning +
- Help with FAFSA & CSS PROFILE
- Financial Aid Appeal Process
- Grad School Strategies (e.g. Med School, Residency, Law School)
- Student Loan Analysis & Pathway to Forgiveness
FINANCIAL PLANNING & RETIREMENT
- Cash Flow Optimization
- Retirement Income Planning
- Social Security & Medicare Planning
- Investment Management
- Annual Insurance Review
- Wills, Trust, Estate & Legacy Planning
- Tax Planning & Strategies
- Business & Profit-Sharing Plans
- Executive Compensation
STARTING AT 0.5% - 1.0% ADVISORY FEE.
Minimum $250,000 of investment volume for us to manage.
ONGOING CARE
The impact of the foundational work is felt more and more over time, as we can more effectively help you navigate life’s choices and opportunities.
Each year we will reach out to you to schedule two meetings, springtime and fall. We want this face-to-face time primarily so we can continue unearthing who you are, who you’re becoming, what’s happening in your life, and the life you want to fashion for yourself.
In addition to those two meetings, several times throughout the year we will review a technical part of your financial situation. Between the two, throughout the year we will cover all the important technical parts of your financial life.
We also expect you to reach out to us when you need guidance in anything that has come up in your life. A new job offer? Want to buy a home? Need to plan for college? Company going public? We will address these issues either via email or additional meetings, depending on what’s most helpful.
Note: Ongoing care is only available to financial planning clients. Ready to take control of your money and finances?
Case studies
Gary & Cindy
Our daughter is a Junior in high school. What colleges can we get in, and how much can we expect in financial aid?
Donald & Sarah
Are we in a position where Donald can retire early at 62, and maybe transition to a part-time job?
Make progress with your money.
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