If you had to retire right now, could you afford it? No matter where you are in life or where you are with your savings, growing your wealth starts with having a plan that works for various stages of your life. In this guide, you’ll get a retirement reality check that will help
While your child is in their senior year of high school, it’s the final push to get their college plans finalized. At this point, much
College in the United States has become increasingly more expensive over recent decades, leaving many families struggling to prepare financially for this stage in their
529 Plans are investment accounts to save for college. Let’s look at the pros and cons of saving in one.
Junior year of high school is a pivotal year, because Senior year is so busy. If you’re preparing for college in your Junior year, here’s a checklist to follow.
College in the United States continues to become more and more expensive–and these trends don’t look like they’ll be slowing down anytime soon. Plus, with
In case you didn’t know it, college is expensive. It just is. With college costing between $25,000 to $100,000 a year (for most families), mistakes
On August 24, 2022, President Biden announced an executive order to forgive up to $20,000 in federal student loan debt. The executive order is a
Income-Based Repayment (IBR) is one of the most widely available and use income-driven repayment plan options offered by the U.S. Department of Education. It is
Public Service Loan Forgiveness or “PSLF” is a federal program that promises to discharge your federal student loan balance after making 120 qualifying payments while
In 2007, Congress created the original Public Service Loan Forgiveness (PSLF) program to incentivize college and university graduates to enter less lucrative public service jobs
The Coronavirus Aid, Relief, and Economic Security (CARES) Act is a $2 Trillion COVID-19 stimulus package. Let’s go over how the CARES Act helps physicians
Revised Pay As You Earn (REPAYE) is one of the many income-driven repayment plan options offered by the U.S. Department of Education to help manage
Roth conversions are an underutilized tools that can help higher income families who don’t qualify for a Roth IRA contribution to participate in the Roth.
The Government Pension Offset or GPO catches many state and federal employees off guard, especially if they have a spouse that may receive Social Security.
Are you wondering how to confidently choose a pension payout option? If you are nearing retirement and are entitled to receive a government or corporate
Most workers today aim to retire between the ages of 62 and 65–but will this be a good decision for you? If you are looking
Looking forward to retirement is something that many of us get excited about. We anticipate spending more time with family and on our hobbies, volunteering,
Your retirement will be fraught with risks. A retirement tax bomb here; a risk to retirement bankruptcy there. Don’t let these risks threaten your wealth in retirement.
Tom Martin practices in the area of private wealth management offering comprehensive financial planning, sophisticated portfolios, tax reduction strategies, risk management, estate and legacy planning, as well as executive compensation and business owner profitability.
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